Conventional Loans

Description

Who It’s For:

Ideal for established borrowers with good credit seeking flexibility and removable mortgage insurance.

Other Services

Credit & Down Payment

Available with down payments as low as 3%. Best rates are reserved for borrowers with credit scores of 680 or higher.

Mortgage Insurance (PMI)

Private Mortgage Insurance (PMI) is required for down payments less than 20%, but it automatically cancels once your loan-to-value (LTV) reaches 80%, saving you money over time.

Loan Limits

Must conform to limits set by Fannie Mae and Freddie Mac. Great for primary residences, second homes, and investment properties.

Flexibility

Offers a variety of fixed-rate and adjustable-rate mortgage (ARM) terms (e.g., 30-year, 15-year).

Appointment

Take the First Step: Connect with Renea Today

Hi, I’m Renea Jones, and I’m proud to support Virginia families on their path to homeownership. With years of lending experience, my focus is simple: provide a smooth, transparent, and educational loan process so you always feel confident and informed.

Phone:

757-814-2464

Email:

rjones@fhmtg.com

Location:

4551 Cox Road, Suite 305 Glen Allen,VA 23060