Description

Who It’s For:

Buyers purchasing high-value homes that exceed the local conforming loan limits.

High Loan Amounts

Allows financing for properties that exceed the standard Conventional loan limits, often starting around $766,550 (limits vary by county).

Required Qualifications

Typically requires a higher credit score (often 700+) and a larger down payment (usually 10% to 20%).

Strong Documentation

Requires more rigorous income, asset, and cash reserve documentation due to the increased lending risk.

Flexible Terms

Offers a variety of loan structures, including fixed-rate and various hybrid ARM options.

Appointment

Take the First Step: Connect with Renea Today

Hi, I’m Renea Jones, and I’m proud to support Virginia families on their path to homeownership. With years of lending experience, my focus is simple: provide a smooth, transparent, and educational loan process so you always feel confident and informed.

Phone:

757-814-2464

Email:

rjones@fhmtg.com

Location:

4551 Cox Road, Suite 305 Glen Allen,VA 23060

Make an Appointment