Effective Date: February 12, 2026
By accessing and using reneajonesloanofficer.com (the “Site”), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use the Site.
This Site is operated by Renea Jones, a loan officer with First Heritage Mortgage, LLC (Company NMLS ID #86548, Richmond Branch NMLS ID #1197073). The Site provides general information about mortgage lending services and includes a contact form for inquiries.
Nothing on this Site constitutes a loan commitment, pre-approval, or offer to lend. All mortgage loans are subject to credit approval, property appraisal, and other conditions. Any information provided on this Site is for informational purposes only and should not be relied upon as financial advice.
The contact form on this Site allows you to submit inquiries to Renea Jones. By submitting the form, you consent to being contacted by phone, email, or other means at the contact information you provide. Submitting a contact form does not create a lender-borrower relationship or obligate either party in any way.
We make reasonable efforts to ensure the information on this Site is accurate and current, but we do not guarantee its completeness or accuracy. Mortgage rates, terms, programs, and guidelines are subject to change without notice.
All content on this Site, including text, graphics, and logos, is the property of Renea Jones or First Heritage Mortgage, LLC and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or use any content from this Site without prior written permission.
This Site may contain links to third-party websites, including www.nmlsconsumeraccess.com. These links are provided for your convenience. We do not control or endorse the content of third-party sites and are not responsible for their accuracy or availability.
To the fullest extent permitted by law, Renea Jones and First Heritage Mortgage, LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use this Site, or from any information obtained through the Site.
This Site is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the Site’s operation, availability, or the accuracy of its content.
First Heritage Mortgage, LLC is an Equal Opportunity Lender. All qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, disability, familial status, or any other characteristic protected by law.
These Terms and Conditions are governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions.
We reserve the right to update or modify these Terms and Conditions at any time. Changes will be posted on this page with a revised effective date. Your continued use of the Site after any changes constitutes your acceptance of the updated terms.
If you have questions about these Terms and Conditions, you may contact us at:
Renea Jones, Loan Officer
First Heritage Mortgage, LLC
4551 Cox Road, Suite 305
Glen Allen, VA 23060
Phone: 757-814-2464
Email: rjones@fhmtg.com
