USDA Loans

Description

Who It’s For:

Designed to help moderate-income buyers purchase homes in eligible rural areas.

Other Services

100% Financing

Similar to VA loans, this program requires zero down payment for qualifying properties.

Location Specific

The property must be located within a designated rural area (check the USDA eligibility map). Many suburban/exurban areas in the Commonwealth qualify.

Income Limits

Household income cannot exceed 115% of the area’s median income.

Low Monthly Fees

Features a low annual guarantee fee and a low monthly mortgage insurance fee, making payments highly affordable.

Appointment

Take the First Step: Connect with Renea Today

Hi, I’m Renea Jones, and I’m proud to support Virginia families on their path to homeownership. With years of lending experience, my focus is simple: provide a smooth, transparent, and educational loan process so you always feel confident and informed.

Phone:

757-814-2464

Email:

rjones@fhmtg.com

Location:

4551 Cox Road, Suite 305 Glen Allen,VA 23060